Credit Risk Analytics Role - BFS

Responsibilities:

- To establish and monitor policies and procedures that will help the company meet its risk management goals

- Monitoring and evaluating active accounts to reduce or prevent bad debt losses

- craft automated dashboards to track metrics on risk strategy and portfolio performance

- Help shape the product design and operations processes by evaluating them from a credit risk perspective

- Help shape the Omni Channel collections treatment strategy so that we maximize our use of analytics & technology to optimize collections efficiency

- Work closely with collections to ensure the feedback loop is closed and learnings are relayed into our credit decisioning strategies

- Working closely with different teams for the smoothening of the process.

- Implement robust portfolio and strategy monitoring and tracking reports

- identify and evaluate alternate data features to find credit expansion opportunities

Requirements:

- Strong understanding of credit risk management and risk and profitability metrics.

- you have 2-4 years prior work experience as an analyst in data-driven environments

- Prior experience in risk analytics is preferred

- you have the ability to analyze and solve complicated problems, and distill that complexity into simple and concise communication.

- you possess strong technical skills such as SQL/R/Python

- you have experience with bi/data visualization tools (like Tableau to create dashboards)

- you seek high ownership, independent environments, and feedback oriented cultures