Credit Risk Analyst - Bank

This is regarding Job Opportunity with leading Pvt. Bank.

Designation: Credit Risk Analyst

Experience: 6-16 years

Location: Mumbai.

Role & Responsibilities :

- In charge of overseeing and directing a group of credit risk analysts to create data-driven, automated credit risk management.

- Create, track, and share risk metrics and dashboards to assess the quality of loan portfolios. Then, depending on analysis, suggest tactics or solutions to reduce credit risk in pertinent bank portfolios.

- Risk drivers ratings, scores, delinquencies, roll rates, cure, collection efficiency, churn, concentrations, ECL, and portfolio analysis are used to inform risk decisions.

- Handle credit risks promptly, working with the relevant credit division.

- Predict delinquencies and non-performing assets (NPAs) and identify problematic accounts early to guarantee a sound credit portfolio free of shocks.

- Automation of current systems-based reporting and analysis procedures.

- Making presentations on portfolio operations, risk and performance statistics, and emerging trends to senior management, the board, and the regulator.