Credit Risk Analyst

Duties & Responsibilities (List in the order of importance the duties & responsibilities of this job):

- To evaluate existing and new credit risk policies and processes for risks and build in risk mitigation norms.

- To ensure implementation of the credit risk management policy approved by the Board.

- To formulate, review and implementation of credit risk appetite.

- Monitor credit risks on an SFB wide basis and ensure compliance with the Board approved risk parameters/prudential limits and monitor risk concentrations.

- Lead the development and adoption of best-in-class tools to analyse risk and support delivery.

- To prepare credit scorecards for business and for risk management purposes and placing recommendations before the CRO

- Demonstrate leadership in integrating best-practice from industry and leading public sector organisations and drive change through the effective influencing of internal and external stakeholders, on risk and change matters affecting the service.

- Lead and implement GRC (Governance, Risk Management & Compliance) Model with appropriate control to drive process improvement effort

- Assist in the development, maintenance and execution of regulatory framework documentation and controls including reconciliation and variance analysis

- To carry out reporting and analysis for senior management.