Credit Policy Role - Wholesale Banking

Credit Policy Role - Wholesale

Wholesale Policy Risk Management :

- Owner/Manager of Bank's Credit Policies and Processes including implementation and providing support to new credit policies and processes

- Handling Queries related to policies and processes from Business/Credit/Product stakeholders

- Prepare policy and process enhancements on account of changes in business environment and regulatory changes after discussing with internal stakeholders; updating & improvement in various credit controls; prepare the note to be put up to the RMC & Board for policy modifications

- Respond audit queries pertaining to Credit Policy raised by internal stakeholder / regulators

- Keep abreast with regulatory guidelines and prepare analysis of the same for the Senior/Top Management as required

Functional Skills :

- Strong proficiency in Excel, Word & Power-point.

- Should be experienced in working with and analysing large quantities of data

- Knowledge of major Risk Management Guidelines (Master circulars on Risk Management by RBI)

- Understanding of basic credit underwriting practices

Non-Functional Skills :

- Strong organisational, multitasking and prioritisation skills

- Attention to detail and ability to work independently

- Ability to work with cross-functional teams

- Strong written and verbal communication skills

- Strong interpersonal and relationship building skills; ability to work effectively with top and senior management, risk and business units.