Credit Policy Manager - Credit Card & Personal Loan

Credit Policy Manager - Credit Card & Personal Loan

Key responsibilities :

- Understanding the basic of Credit acquisition policy for sourcing of any new customer.

- Creation of Credit policy for new sourcing program through various channels ( Open Market/Partner based) for business growth.

- Evaluate existing Credit policies & process & recommend amendments in line with business goals & regulatory requirements.

- Liaising with analytic/IT team for creation for Pre-Qualified Dump as per policy & review the dump on regular basis.

- Keep reviewing the latest regulator guidelines & recommend/Update the policy guidelines in line with the same.

- Portfolio monitoring & analyzing the data on regular basis & take action to keep the loss numbers within the Risk appetite threshold.

- Effective Implementation of policy /process changes on BRE/LOS system. This include sharing requirement, performing UAT /PVT on system.

- Regularly interact with key stakeholders & update them on key trends of portfolio & policy changes.