Salary Range: 10 - 12 LPA
About the Company: -Our Client is one of the India's leading companies in Housing Finance founded in 2008. Its core business is to be a credit partner to growing Indian companies looking to realize the full breadth of their aspirations. Their loan offerings are tailored to meet the needs of most companies - they provide short-term bridge financing, medium-term project financing and can be term loan or working capital lenders.
Responsibilities:
- Personal discussions with the customer & Credit checks of applications as per policy;
- Downloading and analyzing Credit Bureau History; analyse financial and bank statements of the prospective customer and identification of cash flows, expenses and loan eligibility.
- Preparing Credit Appraisal Memo (CAM);
- Analyzing the property documents
- Check Legal and Technical reports for property cases;
- Disbursal of loan in system after checking all compliance.
- Sharing monthly repayment track record with credit bureaus; and
- Preparation of Monthly Credit MIS.
- Approve loans within specified limits, and refer loan applications outside those limits to BM/HO for approval.
- Review and update credit and loan files.
- Compute payment schedules.
- Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.
- Suggest credit policies, credit lines, procedures and standards in conjunction with BM.
- Customer query resolution pertaining to Sanction/Disbursement.
Skills:
- Must have min. 2 years exp. in Credit for any NBFC, HFC or Banks. Products are HL, LAP, PL, IL, BL. Must have good knowledge of CAM, PD, Underwriting, CIBIL, Balance sheet
- Experienced with home loan / Loan against Property and Mortgage loan experience of Banks/NBFCs/HFC's.
HR Team
V4 Solutions Staffing Firm
011-45719114
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