Credit Monitoring - Bank

- Handling Credit Risk Monitoring Department with special reference to Pre and Post Sanctioning activities of Credit Facilities.

- Portfolio Management of the Customers.

- Working as a Middle Office and coordinating well between the Front and the Back Office of our Bank.

- Preparation of Sanction Letters and execution of related Loan Documents.

- Maintenance of Legal Files and safe keeping of Loan Documents in special custody.

- Checking the authenticity of Internal Credit Rating allotted to any client through various Quantitative and Qualitative Aspects and to calculate the risk involved in granting any Credit facility to them.

- Registration and vetting of Bank Guarantees and Head Office Guarantees.

- Daily transactions like Loans and Guarantee Transactions; Registration of credit facility; Calculation of Letter of Credit limit and charging of commission there upon.

- Analysis of Financial Statements and updating the same in Credit Risk Data Mart (CDM).

- Preparation of various Month Beginning and Month End Reports.

- Various Monthly, Quarterly and Ad-hoc basis RBI and Head Office Reporting.

- Indulging in various Post Sanctioning Credit Activities like AOD, Collection of Collateral Papers, Insurance Papers and Parent Company's Guarantee.

- Maintenance of TAT (Turn Around Time) as per the norms