As part of Credit team for Working Capital Finance, the primary job of the credit manager is to understand:
- The Business Dynamics
- Products On Offer
- Various Segments To Whom We Lend
- Ensuring Discipline In Adherence To Processes Involved In Credit Buying
- Underwriting & Making Proposals Of Working Capital Loans And Other Products As Per Location Requirement Manage The Credit Processing Agent's Activities
- Ensure Systematic Verification Processes And Coordinate With Verification Agencies
- Be Up To Date On Industries We Lend And Business Environment In General
- Take Appropriate Credit Decision
- Monitor The Portfolio Sourced
- Understand And Interpret The Portfolio Quality
- Interact With Sourcing Agents
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