Credit Manager - SME - Loan Portfolio - BFSI

Handling SME and mid-corporate clients loan portfolio of over Rs. 150 crore

Responsible for meeting end to end credit requirements of clients (Mid Corporate sized SME customers) from sectors like steel, chemicals, textile, etc.

Responsible for credit appraisal by assessing the requirement of various fund based and non fund based credit products and thereby ensuring credit quality

Responsible for business generation, asset building, relationship management and continuous monitoring of the portfolio

Involved in preparation of credit documents and negotiation with client, risk and legal teams for their execution

Risk management of the allocated portfolio by pro-actively monitoring the accounts and analyzing stock statement, bank statement, book debts

Ensuring adherence to credit policy, internal policies and RBI guidelines.