Handling SME and mid-corporate clients loan portfolio of over Rs. 150 crore
Responsible for meeting end to end credit requirements of clients (Mid Corporate sized SME customers) from sectors like steel, chemicals, textile, etc.
Responsible for credit appraisal by assessing the requirement of various fund based and non fund based credit products and thereby ensuring credit quality
Responsible for business generation, asset building, relationship management and continuous monitoring of the portfolio
Involved in preparation of credit documents and negotiation with client, risk and legal teams for their execution
Risk management of the allocated portfolio by pro-actively monitoring the accounts and analyzing stock statement, bank statement, book debts
Ensuring adherence to credit policy, internal policies and RBI guidelines.
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