Posted By
Posted in
Banking & Finance
Job Code
1095892
Position: Credit Manager
Location: Mumbai (Andheri West)
Product: MSME Loans
Qualification: CA / MBA (Fin.) full time
Experience Required: 7 - 12 Years of relevant experience
About the Client:
Our client is a Mumbai based Surety solutions provider company in India, they provide capital efficient bonding & solutions to businesses & individuals - against conventional guaranteeing solutions like Bank Guarantees & Security deposits that lock in precious cash & collaterals. Founded in 2019 the organisation is here to add a revolutionary new dimension to how large business projects are executed and residential properties are rented out.
Our client in association with FISME is in the process to set-up a collateral-free digital lending platform for MSMEs. Aimed at fulfilling the need for urgent funds, a digital lending platform is being created to provide access to collateral-free capital up to Rs. 25 lakhs to micro, small and medium enterprises (MSMEs).
Job Description:
- Responsible for Credit underwriting and Credit Appraising of MSME Loan
- Provide overall leadership, vision, and direction for Risk/Credit Management.
- Develop risk management policies, including the quantification of the NBFC's risk appetite through specific risk limits.
- Implement a set of risk metrics and reports, including losses and incidents, key risk exposures, and early warning indicators.
- To ensure that Loan Application form, Clients KYC, and other documents required for a particular loan product is complete and as per the credit policy before sanctioning and within the TAT.
- Conducting physical verification and personal discussion with the clients for identifying the client's profile and risk, if any associated
- Processing of files and following up with the clients for pending documents.
- Checking the customer profile and categorizing it into low, medium and high risk.
- Closely monitoring the Clients CIBIL and Clients loan portfolio.
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Posted By
Posted in
Banking & Finance
Job Code
1095892