Credit Manager - LAP

Credit Manager - LAP

- Credit Appraisal of Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.

- Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training.

- To evaluate proposals of customers for Home Loans, Loan against Property

- Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation

- Interact with Customers & understand the business and regularly monitor delinquencies / infants.

- Decision making within defined TAT

- Understanding of property related knowledge (like legal title and market value of the property).

- Managing a team of CPAs

- Coordinating with sales, operations, legal, technical and customer service

Qualification And Experience:

i. CA / MBA (Finance) 2-3 years of credit experience, Credit underwriting for LAP & home loans

ii. High energy professional.

iii. Technical & functional expertise.

iv. Strong analytical skills and rich experience conceptualising financial strategy.

v. Communication and Presentation skills

vi. Product knowledge

vii. Ability to understand asset type and its viability

viii. Ability to read and understand legal and technical reports and valuations related to properties financed by the company

ix. Excellent Negotiation and Problem Solving Skills

x. Ability to handle pressure

Remuneration:

An outstanding remuneration package that rewards professionalism and diligence will be on offer for the successful applicant as well as a well defined career path. An excellent package will be on offer for the right candidate, including an above industry base salary for the right person as well as the most complete employee benefit scheme. Don't miss out on this opportunity to join the market leader

Contact Person Name, Address & Nos.:

RAJAN
Perfect Placer
Mobile : 8368469496