Credit Manager - Housing Finance

Reference Code: 395-67

Job Title: Credit Manager - Housing Finance Industry - Kanpur

Gender: Male

Experience: 5-7 years in Housing Finance Industry; 2-3 years in Affordable Housing Companies

Job Location: Kanpur

Working Days: 6

Qualification: Post Graduate in any discipline

CTC: 10 Lacs

Age: 32 - 35 years

Relocation candidates: No

Job Description: A Leading provider of finance for housing in India requires a Credit Manager and the responsibilities include:

Job Title: Credit Manager - Housing Finance Industry - Kanpur

Job Responsibilities -

- Visit customer's place of business / employment and conduct 2nd level personal discussions and assess the business model and overall credit worthiness of the customer and recommend files for approval.

- Conduct Third party checks (with vendors, suppliers, clients, neighbors etc).

- Double-Check loans recommended by the Credit Officers and ensure timely approval.

- Co-ordination with the customers /channels for the pending documents collection as well as query resolution.

- Train the Credit officers and manage the team to ensure optimum productivity.

- Efficiently manage the Under-process files and ensure adherence to TAT.

- Maintain MIS

- Ensure portfolio quality is maintained

- Create awareness about our housing loan product.

Key Skills: Key Skills:

- Ability to relate and communicate well with local residents, particularly those belonging to the lower income levels

- Good listening / observation and analytical skills

- Ability to multi-task and manage overall operations.

- Good Networking Skills.

- Basic knowledge of computer required.

- The above position requires high energy levels, integrity, customer orientation, analytical thinking, convincing skills, process orientation, time management and a strong determination to achieve results. The candidates must be open to travel extensively within the city as a part of the job responsibility.

Mandatory:

- Good communication skills & command over Hindi and the local language.

- Good written communication skills

- Should have job stability of 2-3 years

- 2-3 years experience in Affordable Housing Companies Functional area: Retail Lending Industry: Housing Finance