We have urgent requirement for Credit Manager - Corporate Banking with one of our banking client based in Mumbai.
Job details are given below:
- Strong Credit assessment - Ensure adequate review and research of all project proposals to ensure and maintain minimum risk exposure. Suggest structures to mitigate credit risk.
- Facilitating prompt disbursement and maintaining optimum tickets sizes for loans
- Assessment of cases for maintaining credit quality in line with credit policies
- Evaluation of Security cover to sufficiently cover Banks Exposure
- Monitoring of the unsecured portfolio and sectoral caps as defined in credit policy
- Liasoning with Business and Compliance for exchange of Credit Information Report
- Continuously monitor in achieving the various priority sector targets.
- Ensure high quality of portfolio. Proactive monitoring of industry and individuals credits in the portfolio. Regular review of each portfolio and assess ongoing credit risk - timely reporting to the management
- Proactively identify early warning list on ongoing basis and report to the management on watch list/ exit cases
- Ensure all terms and conditions stipulated are being followed
- Covenant testing and proactive measures to control credit quality
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