Credit Manager - Business Loans Finance

Job Responsiblities

As part of Credit team for Business Loans Finance, the primary job of the credit manager is to understand:

- the business dynamics,

- products on offer

- various segments to whom we lend

- ensuring discipline in adherence to processes involved in credit buying

- Underwriting & making proposals of business loans and other products as per location requirement(LAP-TL, OD, Commercial purchase) manage the credit processing agent's activities

- ensure systematic verification processes and coordinate with verification agencies

- be up to date on industries we lend and business environment in general

- take appropriate credit decision

- monitor the portfolio sourced

- understand and interpret the portfolio quality

- interact with sourcing agents

- co-ordinate with internal and external auditors