Credit Manager - Business Loan - Private Bank

Job Description :

- Credit Appraisal of Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.

- Underwriting cases with desired level of quality and enabling achievement of Branch Business target by proper training.

- To evaluate proposals of customers for Home Loans, Business Loans.

- Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation

- Interact with Customers & understand the business and regularly monitor delinquencies / infants.

- Decision making within defined TAT

- Understanding of property related knowledge (like legal title and market value of the property).

- Credit Analysis along with customer & Property visit for proposal of Business Loans, Loan against Property, Housing Loan and Overdraft facility along with CAM preparation and recommendation.

- Must be a male candidate

- Working in Delhi only

- Experience of 1 to 3 years

- Candidates should have credit experience in Business Loans, Working Capital, LAP or Home Loans

- Qualification should be CA/MBA

Salary Offered : 9-9.5 LPA