Credit Manager - Business Loan & LAP - BFSI

- To ensure that Loan Application form, Clients KYC, and other documents required for particular loan product is complete and as per the credit policy before sanctioning and within the TAT.

- Ensuring compliance of the Credit Policy and processes within TAT

- Responsible for Credit underwriting and Credit Appraising of Business loans and LAP

- Checking clients eligibility for the loan and his/her credit worthiness by looking at the other loans & advances taken and payment history.

- Conducting physical verification and personal discussion with the clients for identifying the clients profile and risk, if any associated

- Processing of file and following up with the clients for pending documents.

- Checking the customer profile and categorizing it into low, medium and high risk.

- Closely monitoring the Clients CIBIL and Clients loan portfolio.