Credit Manager - Auto Loan

Job Responsibilities :

As part of the Credit team for Auto Loan (new car), the primary job of the credit manager is to understand:

- The business dynamics

- Products on offer

- Various segments to whom we lend

- Ensuring discipline in adherence to processes involved in credit buying

- Underwriting & making proposals of Auto Loan and other products as per location requirement manage the credit processing agent's activities

- Ensure systematic verification processes and coordinate with verification agencies

- Be up to date on industries we lend and business environment in general,

- Take appropriate credit decisions,

- Monitor the portfolio sourced,

- Understand and interpret the portfolio quality

- Interact with sourcing agents

Qualification - CA/MBA Finance with relevant underwriting experience-

Job Knowledge:

- Good understanding of the economy and implications of economic policies,

- Good understanding of financials to arrive at a decision on lending and recoverability of loans granted.