Credit Manager/Area Credit Manager - LAP

About the Role:

We are looking for an experienced credit manager/Area credit manager for our Jaipur/Jodhpur location.

High ticket size of LAP cases

Responsibilities:

- Credit appraisal of loan applications within defined policy guidelines and accordingly recommending them for approval to higher authorities

- Assessing creditworthiness of the potential client by studying financial history basis documents submitted, market information, reference checks etc.

- Underwriting and making proposals of cases with desired level of quality to higher authorities

- Ensuring systematic and timely verification processes; coordinating with verification agencies

- Finalization of terms and conditions of the proposal in consultation with higher authorities

- Timely processing of the proposals to ensure the faster TAT

- Ensuring adherence to the internal credit policy, RBI guidelines and guidelines specific to NBFCs

- Vendor relationship management like FCU and FI agencies.