Posted By
Posted in
Banking & Finance
Job Code
1426720
Position: Credit Head
Total Experience: 10+ years
Relevant Experience:
Minimum 10 years in credit management, with significant exposure to the real estate finance industry.
Proven experience in team handling.
Qualification:
MBA, CA, or CFA
Industry:
Extensive experience in credit management within the real estate finance industry. Preferred background in Investment Banking (IB) or Financial Institutions, specifically in the Real Estate Department.
Reporting to:
Senior Management
Location:
Mumbai-HO with travel as per the requirements of the role.
Skills / Competencies:
- Strong leadership skills with the ability to manage and mentor a team effectively.
- Self-starter with a robust understanding of financial products and services related to real estate development projects.
- Team player with excellent communication and interpersonal skills.
- Detail-oriented and results-driven, focused on delivering high-quality work and achieving organizational objectives.
- Proficient in financial modelling, cash flow analysis, and real estate-specific financial analysis.
- Strong negotiation skills and ability to liaise with bankers and external agencies.
- Proficiency in Microsoft Excel and Word.
- Analytical skills, attention to detail, financial acumen, and integrity.
Responsibilities:
- Lead the credit function, ensuring robust evaluation and approval processes.
- Interact with clients to understand their requirements, collate necessary data, and prepare and submit proposals to Banks/FIs.
- Conduct in-depth credit assessments involving financial, credit, legal, technical, economic, and risk analysis.
- Structure proposals, review information memoranda, teasers, financial models, cash flow, and CMA projections.
- Maintain a solution-oriented attitude, resolving queries from banks and clients.
- Build and maintain relationships at top levels of financial institutions.
- Stay updated on market trends, competitor activities, and regulatory changes impacting the real estate finance landscape, providing strategic insights to senior management.
- Oversee transaction structuring, due diligence, and documentation.
- Manage multiple transactions concurrently.
Budget to Hire:
- Fixed: 25 LPA
- Additional variable compensation
Timeline to Hire:
60 days
Justification for Additional Resource:
To cater to the Real Estate IB Business and achieve the targets based on the business plan for the division.
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Posted By
Posted in
Banking & Finance
Job Code
1426720