Credit Head - Automobile Finance

Job Title: Credit Head - Financial Services - Delhi

Job Responsibility:

- Define the product and processes to enable lending to Small Commercial Vehicle first time owners and fleet owners

- Driving the sales training, credit appraisal, decisioning, disbursement, loan operations, loan monitoring, vehicle monitoring, audit and compliance

- Setting up program parameters across different product and partner program

- Source and manage field investigation and audit agencies and electronic verification providers

- Managing portfolio risk across partners, OEMs, cities and product segments.

- Leveraging technology and OEM partnerships to develop market leading credit risk monitoring models

- Support city rollout and partner onboarding and collection best practice development

- Developing and managing the credit and operations team

Key Skills:

1. You are a proactive and independent person and are looking to take on independent responsibility

2. You are good with numbers, have an analytical bent of mind and are curious by nature

3. You can work as an independent contributor with little/ no support

4. You are looking to join a young firm and believe in our mission (The mission of the company is to be an innovative market maker debt financing venture dedicated towards financing sustainable energy in India and catalysing the industry towards scale.)

Mandatory:

- Preference for small commercial vehicle finance or used heavy commercial vehicle finance

- Experience of setting up loan systems and processes from scratch

- Done vehicle loan credit and policy for an NBFC for atleast 5 years

- Hands-on and good inter-personal skills, with an outgoing attitude

Target Industry: Commercial Vehicle Finance - Mandatory

Gender: Male

Experience: 7 to 10 years

Job Location: Delhi (Willingness to travel to engage the market)

Working Days: 6 days

Age: 45 years

Qualification: MBA/CA

Notice Period: Immediate to 30 days only

Relocation candidates: No