Credit Assessment Role - Banking

About The Role :

- Apply lending/credit policy, product and Mortgage Insurance guidelines, and a high level of judgement, in assessing applicant's credit worthiness. Adhere to Group Credit Policy and Code of Banking Practice with the objective of maximising revenue and minimising risk. 

- Research customer requests by gathering all relevant information/data, ensuring all available avenues and sources of information are investigated. Exercise thorough credit worthiness assessment and sound decision-making. Change management and delivery of desired strategic outcome. 

- Ensure the process is followed to meet audit and risk compliance. Ensure timely and accurate processing of work for both internal and external customers in line with expectations and within the agreed criteria set out in Service Level Agreements and established policies. Ensure the required productivity targets are met on a daily basis for Home Loan Assessment vertical.

Key skills;

1. Assessing applicant's credit worthiness

2. 2-4 years of pre-assessment, post assessment or underwriting experience

3. Prior experience in Banking/ Financial services industry and a good understanding of the home loan products

4. Very strong oral and written communication skills

5. Analytical and problem solving skill

6. Accuracy and attention to detail

- Candidates must possess Excellent communication skills

- Should be open to working in early morning shifts and rotational shifts