Credit Approver - Large Corporate - Infrastructure Project Finance - Bank

About Our Client :

Our client is a respected bank. We are looking for a seasoned risk professional for Fraud Control Unit - Associate Director for Mumbai.

Principal Responsibilities:

- Responsible for credit approval of large corporate clients in adherence to the organization's policy. Identifying and mitigating risk by taking decision on the exposure levels, collateral and guarantees for all regular banking and treasury products.

- Review and adherence of the rating methodology / framework for risk classification.

- Working closely with external partners to create the risk grading & portfolio management system.

- Manage credit risk across all products and transactions in wholesale bank.

- Active client interaction for risk assessment as well as execution of transactions.

- Manage business partner expectations within the Firm's risk appetite.

- Responsible for identification of other risks and escalation to relevant risk partners.

- Formulating specific policies and procedures including those required to comply with Regulatory framework.

- Creating underwriting matrix and grading for approval limits within the team.

- Regulatory interaction for Credit Risk Management.

- Maintaining a healthy portfolio to keep NPA's to the lowest levels possible.