Credit Approval - Corporate Banking

The aim of this job is to contribute towards building sound quality asset portfolio and a conservative credit culture while ensuring that the credit approval process remains responsive to the customer needs.

The jobholder shall have the following responsibilities:-

- Evaluation & appraisal of credit applications for Commercial Banking business in Asia Pacific region

- Exercise the delegated lending authority for delivery of quality and timely credit decisions within SLA

- Ensuring adherence to appropriate credit standards in line with Risk policy & guidelines

- Participate in the maintenance of a stable lending portfolio within Group and Commercial Banking policy objectives

- Provide support in the expansion & management of the centralized credit approval unit for Asia Pacific region

- Design & implementation of operating procedures in line with the generic operating model

- Liaison with respective business area on quality and volume of workflow

- Manage relationship with various stakeholders

- Coordinating with local & onshore support functions for infrastructural and HR related issues

- Management of the workflow within the team to ensure efficient operation of the unit

- Development & generation of MI to monitor quality / quantity of outputs

- Ensure business continuity and stability.

Skills / Experience Required:

- Academics – Graduate degree in commerce/ economics/ management/ engineering. Preference will be given to candidates holding MBA-Finance or equivalent/ CA/ ICWA/ CS/ CAIIB.

Relevant Experience – 5+ years for Manager & 7+ Years for AVP in Corporate / SME Credit in a reputed Bank

Interested candidates kindly mail your updated resume to priyanka@placeminds.com