Credit Analyst - Supply Chain Finance - Bank

Hiring for a renowned bank

Job Summary:

The Credit Analyst - Supply Chain Finance will be responsible for assessing the creditworthiness of supply chain finance. This role involves analyzing financial statements, preparing credit reports, and recommending credit limits to mitigate risk and support the bank's portfolio growth. The ideal candidate will have a keen understanding of supply chain finance, strong analytical skills, and the ability to work collaboratively with various departments.

Key Responsibilities:

Credit Analysis and Assessment:

- Conduct thorough credit analysis and evaluation of corporate clients and their suppliers involved in supply chain finance.

- Analyze financial statements, cash flow projections, and financial ratios to determine creditworthiness.

- Prepare detailed credit reports and present findings to the credit committee.

Risk Management:

- Identify potential risks associated with supply chain finance transactions and develop strategies to mitigate them.

- Monitor existing accounts for changes in credit risk and update credit limits accordingly.

- Ensure compliance with the bank's credit policies and regulatory requirements.

Financial Modeling:

- Develop and maintain financial models to project future financial performance and assess repayment capacity of borrowers and suppliers.

- Utilize financial software and tools for credit risk assessment.