Credit Analyst - SME Segment - Banking

Job Title/Designation:

Corporate Risk-Credit Analyst SME with a Large Bank

Employment Type:

Full Time, Permanent

Job Description:

- Carry out a thorough analysis of credit proposals submitted by business group

- Ensure due diligence while carrying out analysis.

- TAT for credit approval -key driver in performance evaluation.

- Discuss/seek clarity on terms and conditions from the concerned RM/business team where necessary

- Update all reports related to credit risk on a periodic basis at the required frequency

- Prepare good quality one-pagers of the credit proposal for approvers.

- Periodically review the credit risk profile of assigned portfolio to ensure that it is within overall risk appetite set by risk strategy of the Bank.

- Preparing accurate credit risk reports and ensuring their timely submission in close liaison with relevant department to ensure all credit risk reports are sufficient and accurate covering all necessary risk indicators

- Ensure that credit rating, credit scoring, calculation of expected loss, calculation of capital adequacy and economic capital is done in a sound manner.