Credit Analyst - Rating Firm

Credit Analyst

Job Description :

Company : A leading credit rating firm

City : Mumbai, Chennai

Role : Credit Analyst

Experience : 3-7 years

Our client is seeking an Analyst for the Industrials & Transportation team in the Corporate Finance group. The ideal candidate is someone who :

- Has some knowledge of and/or a keen interest in learning more about the Industrials and Transportation sectors, including Aerospace & Defense, Diversified Manufacturing, Capital Goods, Autos and suppliers, Airlines, Logistics, and General Industrials;

- Has a professional background in capital markets, credit, financial and/or strategic analysis, plus a solid understanding of financial statements;

- Wants to deepen their exposure to and understanding of the debt capital markets;

- Is a strong team player with the ability to proactively and successfully interact with various stakeholders, both within and outside the organization;

- Has an ultimate career objective of developing a reputation as a credit expert and an industry authority;

- Enjoys critical thinking, including developing and sharing well-reasoned opinions.

Essential Functions of this position include :

- Perform quantitative analysis including comprehensive financial statement forecasting, comparable analysis and bankruptcy evaluation;

- Perform qualitative analysis focused on factors such as business models, competitive strengths, management strategy, industry analysis and regulatory considerations;

- Assist lead analysts in developing credit rating recommendations through extensive research and financial modelling support;

- Take responsibility for monitoring and proactively assessing a small portfolio of companies, including presenting analysis and opinion recommendations to credit committees;

- Assist in maintaining Fitch's financial database;

- Participate in meetings with Industrial and Transportation industry executive-level management teams to strengthen understanding of their business and its industry;

Position Requirements :

- MBA/CA, CFA candidate preferred,

- 3+ years relevant experience, some coverage or knowledge of the Industrials and Transportation sectors a plus;

- Capital markets and/or credit analysis experience a plus;

- Strong understanding of Excel and Word;

- Strong analytical, quantitative, and organizational skills;

- Excellent written and verbal communication skills;

- Ability to shift fluidly between multiple projects as priorities change;

- Ability to excel in a team-oriented environment.