Credit Analyst - NBFC/MFI/FI/FIG Portfolio

Credit Analyst for NBFC/MFI/FI/FIG portfolio

Job Purpose:

Portfolio management role includes following activities for DA and Co-lending Partnerships - Portfolio and pool assessment, designing pool parameters, physical due diligence on the portfolio, NPA monitoring & provisioning, periodic audit & coordination, portfolio monitoring & analytics.

Key Accountabilities:

- Analysis of Static pool and dynamic portfolio cuts for arriving at loss estimation

- Designing pool selection criteria basis static / dynamic cuts and previous transaction performance.

- Field visit for pool due diligence at originator's branch / office and preparation of due diligence report

- Supervise the reconciliation workings on pay out, escrow bank account and coordinate with internal teams

- Should be ready to travel within India based on organizational requirement

- Liaising with various departments for execution of Direct assignment and Co-lending transactions.

- Automation and preparation of portfolio performance reports required for monitoring and reporting purposes.

Experience:

- The candidate should have proven data analytics skills with an eye for detail and familiarity with spreadsheets and online systems

- The candidate with more than three years of experience in Bank/NBFC will be preferred

Education / Preferred Qualifications:

- A Post-graduate or equivalent degree with relevant experience in banking financial products

Core Competencies:

- Good team worker

- Good interpersonal and communications skills with proficiency in English

Technical Competencies:

- Good understanding of MS Office tool like excel, MS word, PPT etc.

- Knowledge of banking products and credit underwriting preferable

Work Relationship: Possess good working relationship and a high degree of team spirit and cooperation with various stakeholders to ensure seamless work