Credit Analyst - LAS - Banking

Key Areas of Experience :

- Credit analysis experience in NBFCs/Banks.

- Exposure to Capital Markets and Structured Finance/Wholesale Banking.

Key Responsibilities:

- Financial Analysis: Conduct comprehensive financial analysis, including review of financial statements, cash flow, and other financial metrics to evaluate the creditworthiness of individuals and businesses.

- Credit Evaluation: Lead the evaluation of credit applications by performing in-depth risk assessments, recommending appropriate credit limits and terms.

- Industry Research: Stay abreast of industry trends, market conditions, and regulatory updates to inform credit risk decisions.

- Credit Risk Management: Prepare and present credit reports and risk assessments to senior management, aiding in strategic decision-making.

- Compliance: Ensure all credit approvals and decisions comply with internal credit policies and regulatory standards.

- Collaboration: Work closely with cross-functional teams, including credit, relationship management, and risk departments to streamline credit processes and ensure efficiency.