Credit Analyst - Large & Mid Corporate Banking Credit/Risk Function - Bank

We are looking for a Credit Analyst for a MNC Bank in Mumbai. The incumbent would need to have experience in Large and Mid Corporate Banking Credit / Risk function and should have extensively faced external clients during execution of deals. Key Accountabilities include the following :

A] Product Management and Client Engagement

1] To develop and manage the proposition of the Credit Lending products

2] Work on structuring lending solutions to clients including counterparty lines for Fx transactions.

3] Engage with clients directly and/or in partnership with relationship banker, understand the client needs and suggest solutions (liquidity solutions, investment leverage solutions or operating company financing solutions)

4] Prepare and disseminate client communication in a lucid format to illustrate various solutions.

5] Be updated about market movements specifically various asset classes that are acceptable as collateral and will be required to share views and interpret market developments and accordingly propose the right lending values.

6] Use market knowledge, Banker feedback and customer feedback to identify and implement new product opportunities and enhancements that drive incremental business and customer value.

7] Responsible jointly for profitability with the relationship team and is expected to prepare/ reconcile MIS and also prepare strategic presentations/strategy notes for senior management.

B] Processes and Controls

1] Ensure that all global and local internal control and governance frameworks are met on an ongoing basis and also by ensuring sign off on all new products/processes/by various internal stakeholders.

2] Keep abreast with the latest regulatory changes including those from Reserve Bank of India and ensure compliance with the same. Ensure that the business is audit compliant by operating within defined control framework.

C] Key clients (internal and external)

1] Work in partnership with RMs, Product to service the needs of clients.

2] Success in the role will require the development of professional respect and a good working relationship with a number of support teams

D] Risk and Control Objective

1] Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Operational Risk Framework and internal Policies and Standards.

Monika