Credit Analyst - Financial Institution

Credit Analyst Financial institution

- Responsible for assessing credit requests and producing a recommendation after undertaking a thorough analysis of a variety of factors and careful analysis of a client's financial information, including income statements, cash flow history,

- Responsible for evaluating the credit worthiness of potential borrowers via the underwriting of borrower financial statements, collateral coverage, and guarantor support.

- Gathers financial information about organizations and individuals, such as valuable properties, income, savings, debts and payment history, give recommendations on whether it is safe to approve a loan or reduce a credit line.

Credit Analysis and Monitoring:

- Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.

- Work with RM / product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products.

- Work with the RM

- Responsible for end-to-end BCA process using tools like CreditLens etc and perform in-depth analysis of various risks, make quality presentations and ensure fast credit approval.

- Ability to analyze credit (including financial analysis) and monitor accounts closely to ensure

- Fast turnaround on deals

- No slippages / impairments

The Credit Analyst is expected to complete all e-learnings and certifications applicable to the role within defined timelines.

Role Specific Technical Competencies:

Our Ideal Candidate:

- MBA or CFA qualifications advantageous, but not required.

- Strong analytical ability, focused on the assessment and calibration of credit risk.

- Strong verbal and written communication skills, with proven ability to work across cultures and within a dynamic environment.