Credit Analyst - BFSI

Looking for CA or MBA candidates with experience in Credit Underwriting. Doing for LAP, Loan Against Property, Mortgage, Mortgage loans from Indian Pvt Banks only.

Looking for local candidates From Mumbai and Delhi only. Should be open to go for face to face interview.

Responsibilities :

- Review files received from lending operations and check file for documentation and Compliance.

- Risk Analysts to conduct Tele PD or Physical PD as applicable to the case and as defined by the policy.

- Manage reworks with lending operations and business for completion of additional requirements.

- Review and Validate legal and valuation reports and also arrive at the final eligibility.

- Validate banking, Sales turnover and other key financial ratios that are critical for credit decisioning along with pre-booking FRM checks.

- Highlight relevant deviations with respect to Policy. Maintain TAT & productivity.

- Perform checks on external websites and check for any adverse media coverage or any other negative referencing on clients.

- Review of transactions as laid down in the policy along with legal and valuation reports.

- Prepare credit approval Memo which adequately covers all critical information that are necessary for decision making by Approver.

- Manage empanelled vendors and monitor their TAT, productivity, TPSA and billing related activities.

- POA holders to adhere to clauses as specified in their POA.