Credit Analyst - BFSI

Job Role - Credit Analyst

Location - Mumbai

Experience - 4+ years

Position Purpose :

Responsible for credit analysis and recommendation for corporate advances with a view to minimize credit and promote business growth.

Responsibilities :

- Gather appropriate client information to be able to present and mitigate risks.

- Deliver a complete, synthetic and coherent up-to-date counter party and credit risk analysis, based on facts and compliant with the Bank's guidelines.

- Complete Credit Proposals enabling the Credit Committee to make an informed decision.

- Support the Relationship Manager / Front Officer in credit process

- Portfolio monitoring

- Keep updated with credit methodologies and policies.

- Share information and develop industry intelligence.

- Presentation of Credit Proposals to local Credit Committees.

- Meet clients jointly with Relationship Managers, when and where possible, to deepen the understanding of a credit.