Credit Analyst

About the Role:

The Credit Analyst is responsible for analyzing the risk profile of the companies in the respective industries and ensure preparation of conclusive credit proposals and detection of potential risk triggers. The credit analysts also interact with the companies to keep an update on the developments in the sector and its impact on company

Key Responsibilities:

- Analyze the financial and business risk profile of companies, assign Credit rating and prepare conclusive and focused credit proposals

- Monitor and update on key trends, challenges in the sectors, economic developments as well as financial parameters of clients to detect potential risk triggers

- Provide quality analysis compliant with RBI guidelines, legal and other internal compliances that leads to a sound decision making

- Ensure NPA /restructuring levels for the group are minimized

Role Proficiencies:

- In-depth knowledge of key drivers and indicators in the relevant sectors

- A solid understanding of financial statements, ratios

- Understanding of compliance and regulatory norms

- Good relationship management and strong communication and presentation skill