Credit Analysis Role - Corporate Lending

The team will perform research & analysis and credit management activities for Large Corporate clients (Bank & NBFIs) which includes;

- Annual and interim credit memoranda preparation

- Tracking the rating changes, publication of new financials and any other industry developments/news that will impact the portfolio.

- Quality and oversight of static data in different systems

- Respond to requests from stakeholders in a timely and professional manner.

- All other credit management activities as identified by R&A team from time to time

- Camel analysis knowledge will be added advantage.

Key responsibilities:

- Responsible for write-up of credit proposals for bank/non-bank financial institution clients by working closely with Frontline and Risk. Comprehensive credit memo/diary note coverage covering all key analytical areas - risk rating, financials, recent news, economic, political/regulatory environment and views from rating agencies/other research institutions.

- Personally develop and maintain strong working relationships with Business (RM's and R&A Associates) and Risk Executives to ensure all key risks are properly recognized and thoughtfully mitigated in credit proposals.

- Adherence to internal group policies, procedures and processes. Incumbent must lead by example and demonstrate the highest risk and compliance standards and attitudes.

- Play an active and constructive role in identifying opportunities to improve the efficiency and quality of credit process.

- Instilling a customer centric approach to process

- Data quality assurance in various systems for the portfolio covered.

- Excellent communication and ability to build effective relationships stakeholders.