Credit Analysis Professional - Financial Institution

Roles and responsibilities :

- Credit risk assessment of client banks/ financial institutions and country banking sectors

Preparing high quality, concise but comprehensive credit notes covering analysis of:

- Quantitative factors such as asset quality, capitalization, liquidity, funding profile, portfolio concentrations, earnings quality, etc.

- Qualitative factors such as management quality, business profile/ strategy, and macroeconomic & regulatory environment, and

- Exposure on the counter-parties including risk drivers, key documentation terms/ mitigants, exposure/ limit parameters etc.

- Developing and maintaining analytical databases of clients- financial information and industry aggregates/ averages/ peer comparisons at both local and regional level

- Closely monitoring developments related to regulatory, industry, counterparty as well as market indicators such as external ratings, share price, CDS spreads and escalating problems and risk issues to onshore credit officers in a timely manner.

- Rigorous and continuous monitoring of exposure against risk limits

- Supporting onshore credit officers and the regional FI risk team in developing a Portfolio view of FI/ Bank risk

Preferred :

- Experience in offshore credit analysis unit of a major international bank with Hedge fund or in insurance part

- Experience in credit risk analysis of Banks/ Financial institutions

- Familiarity with banking products such as trade finance and derivatives