Credit Analysis - Investment Bank

Credit Analysis (with Top most Investment Bank)

Job Description

Overall Job Purpose

- A member of Middle Office responsible for supporting nominated RDs who are developing and maintaining relationships with a portfolio of Larger Business customers.

- Analytical Specialist dealing with a range of financial information for a number of Industry portfolios.

- Provide high-quality financial analysis support to RDs, acting as an interface with other areas of Corporate and undertaking the monitoring of customers financials.

- Responsible for reviewing and agreeing the Monitoring and Control elements of complex Facility Letter documentation.

- Working in partnership with the Credit Writing and Post Sanction Case managers, Coverage team, servicing team and other specialists to ensure that we provide a joined up service to our customers at all times.

Main Accountability

Credit Applications -

- Own the day-to-day credit relationship for a nominated portfolio of customers;

- Act as liaison for risk management information purposes with RSMs, accountants, solicitors and other relevant people.

- Co-ordinate the interface with LB Risk for the nominated portfolio of customers;

- Use Zeus to analyse historic and projected financial information to identify key issues and monitor compliance with covenants and terms prior to discussing with Relationship Director.

- Create Zeus credit applications on behalf of RDs (applying judgmental input) and collate paper attachments

- Occasional customer visits with the RD to discuss lending proposals in detail, making recommendations as appropriate.

- Responsible for collating and managing customer produced financial information and input on Zeus or co-ordinate input by audited accounts team

- Populate Zeus with annual reports & supplementary credit information for target accounts. Use expertise and judgement to make recommendations to the RD regarding credit issues for these customers

- As required, develop and maintain contacts with credit-related specialists in other branch sectors and other areas of the Group (e.g. for specific industry-related risk issues)

Technical Skills | Competencies

Skills required to undertake the role

- Good communication and presentation skills (written and verbal);

- Confidence to make recommendations, using influencing skills as appropriate (up to RD level)

- A strong customer focus;

- A strong commercial awareness;

- Ability to organise and prioritise workloads;

- Quality conscious;

- Keyboard skills and strong Word, Excel and PowerPoint user

- Proficient in use of internal computer systems including Customer System, Zeus, Customer Relationship Management System and any other platform applications.

- High level of analytical and numeracy skills

Competencies

- Commercial Effectiveness: Including Client /Customer Focus and Commerciality

- Control Environment: Including Risk Management

- Business Skills: Including Deliver Solutions and Decision Making

- Personal & Interpersonal Skills: Including Communication & Influence and Collaboration

- Technical Skills & Knowledge

- Technical Skills & Knowledge

Experience | Qualification

Essential:

- CA or CFA or FRM or MBA (any discipline)

- Prior experience in corporate credit analysis in a global bank

- Strong financial statements analysis skills

- Knowledge of UK GAAP and IFRS

- Strong ability to analyse management information, unaudited and audited accounts

- Knowledge of corporate banking products and exposure to core banking systems/applications

- A good knowledge of Risk management (account opening, health and safety, fraud prevention, money laundering)

- Awareness of legislation affecting the Bank and customers (including the Data Protection Act, Companies Act, Insolvency Act, Financial Services Act, Money Laundering and confidentiality regulations, Sarbanes Oxley and Basel).

Interested Candidates can apply on below mentioned address:

Aanchal Sachdeva
Associate consultant
Recruitments
Signature Staff Private Limited
Direct: 9711592180
www.signaturestaffindia.com