Comviva - Product Manager

Product Manager

About YABX:

Yabx, a FinTech undertaking, aims at simplifying financial access to over two billion unbanked people in the emerging markets of Africa, Asia, and Latin America using the mobile phone device.

With an ambition to democratize such access, Yabx aspires to provide financial services to the under-served. We, at Yabx use technology and analytics to reduce the cost of delivering financial services, thereby bringing banking to the un-banked. We do this with the help of our partners who are leading banks, MFIs, credit bureaus, Mobile Financial Providers, MNOs, and handset manufacturers.

Incubated by Mahindra Comviva, a global leader in Mobile Financial Services, Yabx is a part of USD 20 Billion Mahindra Group. Led by a team of industry experts and entrepreneurs who have a global experience in managing telecom operators and mobile wallet providers, coupled with strong capabilities in behavioral analytics and risk management, Yabx has an unparalleled edge to provide solutions that help achieve its core purpose of financial inclusion.

Nurtured with an aim to provide tailor-made financial services by leveraging the digital footprints of an individual, Yabx's mission is to create world-class innovative products to improve the lives of people who do not have access to regular financial services.

Yabx currently operates out of The Hague, New Delhi, Capetown and Nairobi.

Functional Skills:

- Experience in working on Lending platforms (good to have) - Experience in payments (good to have)

- Demonstrated ability to use data to drive critical results

- Developing product documentation, user stories and other relevant material required.

- Ability to create business cases and drive rationale for product roadmap / Plan

- Experience in working in non-traditional financial services space, build and deliver mobile first application designs Behavioural Skills:

- An excellent team player to work with global matrix teams across time zones

- Good verbal and written communication skills

- Ability to present ideas/thoughts to wider teams and between various stakeholders

- Persuasive

- Ability to work under pressure

- Ability to think strategically and also grounded enough to operationally discuss with on ground teams in building roadmaps/features Roles & Responsibilities

- Help in studying specific geographies for credit needs

- Perform behavioural analysis of consumers taking credit

- Design user journeys and configure the same on Yabx's sandbox environment

- Work with cross functional teams to build support for product functionality

- Build the TAM and target segments for the product and map the Product Roadmap to the business priorities

- Develop understanding of various accounting models to help offer multiple credit products on the platform

- Scan and understand the financial guidelines in each of the markets we enter and build all market specific regulatory and operational requirements into the product

- Interact with Business Analysts, Partners, Business teams to finalize solution

- Coordinate with Testing team and partner systems to enable testing and delivery of developed features

Work Location - Gurgaon

Total Experience - 2-4 years

Qualification - MBA / MCA / M.Tech / B.Sc / B. Tech / B.Arch

Position - Associate product manager / Product Manager, digital lending

Reports To - Specific region / market / offering heads