Posted By
Posted in
Banking & Finance
Job Code
974445
Looking at hiring immediate joiners in the space of CRE for the position of Commercial Credit Analyst with one of our key clients for the past few years in the business processing industry as a market leader. Please do go through the below job details for specific details round this opportunity,
Designation - Analyst / Senior Analyst
Experience required - 3 to 7 years
Location - Gurgaon
Joining - Immediate to 30 days.
Qualification - CA / MBA (Finance), Bcom
Shift Timing - 10 AM to 7 PM / 12 PM to 9 PM
Job Responsibilities:
- Spreading and analyzing financials statements which would include a review of various financial statements, such as balance sheet, income statement, cash flows, and statement of changes in equity.
- Evaluate the financial performance of companies/borrowers/guarantors based on a variety of factors including past and current performance, management projections, and market changes over the time period.
- Prepare ability to pay analysis and collateral valuation
- Determine appropriate risk rating, both qualitative and quantitative-based on performance during the review time period and compare it against the bank's credit guidelines.
- Document and synthesize findings based on above-mentioned reviews into a credit report.
- Quality check of work performed by other team members and provide appropriate feedback.
- Training & mentoring resources along with reviewing, checking & overseeing and undertaking workload planning as well.
- Understand the feedback received from the onshore team members and disseminate the same to the team.
- Team handling and leading/co-leading a team
- Preparation and publishing of weekly/ monthly reports and trackers internally as well as to the client
- Client interaction on weekly/bi-weekly calls
- Attention to detail and highlight all important details to maintain accuracy
Qualifications Required:
- Chartered accountants/MBA Finance (mandatory) and Bachelor's Degree (Commerce mandatory), equivalent.
- Most recent experience must include min 3-7 years in the commercial lending domain which includes financial spreading and financial analysis.
- Should have experience in spreading of Corporate's Financial Statements in the client application
- Should have experience in assessing creditworthiness of the corporate borrowers based on qualitative and quantitative factors
- Strong knowledge of GAAP Accounting / International Financial Reporting Standards
- Sound knowledge of ratio analysis, cash flow, and trend analysis.
- Strong knowledge of accounting and finance, Industry analysis, Internal and external risk factors of the borrower
- Understanding of the Company's management and equity sponsors strengths & weaknesses.
- Sound understanding of Pro forma adjustments based on the projected financial information and spread accordingly in the tool
- Excellent report writing skills
- Excellent communication skills
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Posted By
Posted in
Banking & Finance
Job Code
974445