Cluster Manager - Retail Assets - Bank

Experience: 4 to 5

Budget: 8 to 10

Location: Katol/Ayodhya Nagar/ Bhandara / Saoner/Godhiya/ Kamathi.

Job Description:

- The role entails scaling up the Home loan and LAP business for the Micro Business Loan branches for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner.

- Role will closely collaborate with Retail team-product operations, sales, Information technology, credit, collection, business intelligence unit for same.

- This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring becomes the primary bank for all banking needs.

- Acquisition of Home loan customers in the identified segment and reference generation from the specified catchment area.

- Grow the asset under management base for home loan lending solutions and ensure that the overall revenue, cost, profitability, and portfolio quality targets are met.

- Collaborate with the product team to ensure that the customers are offered the best-in-class solutions funding or multi-funding requirements, and key direct sales team are appropriately incentivized.

- Target and Manpower planning for the region.

- Ensure recruitment and training of manpower

- Branch Sales Managers/BCM/BOMWill be responsible for meeting disbursements targets month on month.

- Identifying business areas/ Sourcing segment with high potential and execute penetration strategies.

- Tracking and improving branch profitability and portfolio quality.