Clix Capital - Regional Credit Manager - Unsecured Business Loan

Roles & Responsibilities:

- Responsible for end to end credit processing including fresh sanctions, renewals etc.

- The incumbent will be responsible for underwriting unsecured business loan proposal as per the laid down policies & procedure.

- To conduct personal discussion with customers to establish Credit worthiness.

- The incumbent will ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.

- Preparing and Maintaining MIS's on Credit requirements like - Sanction Limit, client Net worth etc.

- Responsible for Preparation of Policies & Processes and regular updates with approvals under leader guidance

- Responsible for Audit queries.

- The incumbent will prepare Credit Appraisal Memo (CAM).

- To coordinate with sales to achieve targets and ensure TAT or SLAs are met.

- To ensure credit policy adherence to the accepted standards.

Candidates should have prior experience in NBFC/Banking sector