Chief Technology Officer - FinTech Startup

CTO - Profile requirement at Kolkata for a startup (Fintech)

Responsibilities :

As CTO, it will be his/her responsibility to architect and oversee the building of the entire technology platform for all aspects of the loan process, viz., application, automated decisioning, 3rd party financial data-source integration, loan lifecycle management, data-driven learning algorithms; among others.

Strategy & Planning :

- In partnership with the company's founders, identify opportunities and risks for delivering the company's services as a web-based business, including identification of competitive services, opportunities for innovation, and assessment of marketplace obstacles and technical hurdles to the business success.

- Evaluate and identify appropriate technology platforms (including web application frameworks and the deployment stack) for delivering the company's services.

- Lead strategic planning to achieve business goals by identifying and prioritizing development initiatives and setting timetables for the evaluation, development, and deployment of all web-based services.

- Participate as a member of the senior management team in establishing governance processes of direction and control to ensure that objectives are achieved, risks are managed appropriately and the organization's resources are used responsibly, particularly in the areas of software development, office networks and computers, and telecommunications.

- Collaborate with the appropriate departments to assess and recommend technologies that support company organizational needs.

- Direct development and execution of an enterprise-wide information security plan that protects the confidentiality, integrity, and availability of the company's data and servers.

Implementation & Deployment :

- Collaborate with the founders and potential customers to develop use cases (or user stories) and specifications that describe the implementation of the company's services as a web application.

- Collaborate with a User Experience Designer and potential customers to prepare wireframes or mockups of a prototype of the company's web application.

- Select or define the company's software development methodology.

- Establish a specification conformance and testing regimen based on user stories and the User Experience design.

- Review current best practices for the selected web framework and establish the initial architecture for the application.

- Select and manage company staff or outsourced vendors who will implement the application.

- Establish and supervise the software development process, setting short-term objectives and assessing progress as defined by the selected software development methodology.

- Establish and supervise a quality assurance process, including integration and system testing.

- Select, deploy, and monitor performance profiling tools and procedures.

- Establish an application deployment process and supervise deployment to staging and production servers.

- Monitor application performance and review any application failures in staging or production.

- As a member of the senior management team, establish a customer service and support process, with particular responsibility for web-based services that implement the support function. Establish a process to integrate customer service and support with the software engineering process to support resolution of customer issues and improve application usability.

Operational Management :

- Maintain up-to-date knowledge of technology standards, industry trends, emerging technologies, and software development best practices by attending relevant conferences and reading widely (including reading your peers- blogs!).

- Ensure that technology standards and best practices are maintained across the organization.

- Share knowledge, mentor, and educate the organization's investors, management, staff, partners, customers, and stakeholders with regard to the company's technological vision, opportunities, and challenges.

- Supervise recruitment, training, retention, and organization of all development staff related to the technology department.

Position Requirement :

Knowledge & Experience :

- Demonstrated ability to envision web-based services that meet consumer needs or solve business problems.

- Years of experience managing web application development.

- Hands-on experience coding in more than one currently popular web application framework.

- Familiar with more than one software development methodology.

- Ability to discern user requirements and develop specifications.

- Has Experience with Product Development and building the architecture of the product.

- Has worked in a financial institution or a fintech company related to analyzing loans or credit ratings.

Meenakshi - Inventivo