Chief Risk Officer - FinTech

Calling enterprising professionals to join the fintech community which is on a high growth trajectory!!

Our client offers a payment solution that enables a Buy now, Pay later product for frequent online purchasers with a credit term of 14 days. This not only removes the hassle of entering credit card details repeatedly but also allows consumers to buy items in bulk and settle the payment when they have time on their hands.

Their primary focus is to leverage data science to solve real-life challenges in eCommerce. The company was founded in December 2015 and its operations are based out of Mumbai. The founders of the company include alumnus of IITs and IIMs who have extensive experience in Finance and Consulting with companies like Accenture, Barclays, ICICI, etc.

Some prominent brands that have allied with them to offer this solution to customers include PVR, IRCTC - Indian Rail, Industrybuying.com, Tolexo, Crownit, etc.

As a Chief Risk Officer, you will be responsible for designing and building the risk and underwriting infrastructure for the most innovative SME lending platform in India.

What you will do:

- Creating the risk and underwriting policies, infrastructure, development and deployment of underwriting models, risk decision strategies and fraud detection

- Being involved in the full life cycle and straddle credit-and non-credit functions (initially)

- Working closely with the senior management team and lending partners in managing Risk/Return of the portfolio, defaults and collections

- Representing the company to the outside world, including lending partners, board of directors and other strategic alliances

- Handling credit underwriting/analysis/appraisal as well as developing the lending norms/rates/policies for all retail lending products offered

Candidate Profile:

What you need to have:

- Master's degree or higher in risk management, finance or other related fields

- In-depth knowledge of credit and risk-related financial analysis, procedures and systems

- Solid understanding of credit and risk management

- Quantitative analysis skills would be an advantage