Chief Manager/Senior Manager - Credit Manager - LAP - Bank/NBFC

About Our Client :

Our client is a respected bank. We are looking for a seasoned risk professional for Credit Manager - LAP - Chief Manager / Senior Manager

Job Description :

- Ensure high portfolio quality for LAP in the location, while maintaining excellent service levels (TAT) to the customer (both internal and external customers), with very low defects/reworks, and increasing efficiency of operations and vendor competence improvement

- Monitor and ensure very low defects on data entry as part of LAP underwriting quality

- Adherence to the policy/process laid out by the Central team on all application being processed.

- Close monitoring on non-starters/Cheque bounce trends and knowing channels and their sourcing pattern.

- Giving Feedback to channels/Vendors on a monthly basis on their performance levels and taking corrective action to improve the efficiency of vendors.

- Audit compliance on all aspects stipulated by Head Office and regulatory compliance in the location

- Channel risk management by identifying and knowing all channels and identifying good and bad channels

- Interact closely with other functions such as Sales/Operations/Collections/Policy/Product etc. to ensure a smooth day to day functioning at the location

An Ideal Candidate should possess:

- At-least an experience of 3 years in financial underwriting for LAP

- Good communication and negotiation skills

- Strong analytical skills

Industry Preferences : Banking, NBFC