Posted By
Posted in
Banking & Finance
Job Code
826171
Chief Manager - Credit Risk Management Department
Job Description :
Overall purpose of the job:
- Devising and review of various policies
- Review rating outlook of High value accounts quarterly.
- Maintaining centralized repository of Rating Database.
- Analyzing internal rating movement on a quarterly basis.
- Review the External rating of our borrowers on a quarterly basis.
- Follow up the Rating Watch accounts
- Calculate the Additional provision on standard assets under stressed sectors on a quarterly basis.
- Conduct sector wise and industry wise portfolio analysis to take appropriate action.
- Portfolio review of Retail Term Loans.
- Arriving Expected Credit Loss as per IFRS norms
Key responsible areas :
- Reducing rating watch account to minimum.
- Completion of rating files within the time frame.
- Computation of Expected Credit Loss
- Review of various Risk Policies
- Conduct Industry / Sector Studies
- Review/ Development of Rating Models
- Ensure RMC is conducted
- Data submission to regulators
- Experience in Credit risk mandatory and had worked in a bank / NBFC.
Education Details UG Qualification : Any UG
PG Qualification : CA (Any Specialization, CA), ICWA (CMA) (Any Specialization, ICWA (CMA)), MBA/PGDM (Finance)
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Posted By
Posted in
Banking & Finance
Job Code
826171