Chief Financial Officer/Finance Head/Assistant Vice President/Vice President - Housing Finance Business - CA

CFO/Head Finance/AVP/ VP-Mumbai-Housing Finance

Job Description:

- Think like an owner, bringing entrepreneurial gumption, a hands-on approach, and a clear and timely communication style.

- Business plan that articulates business opportunities, enterprise resources and capabilities across all functions and timescales to realise optimal financial returns.

- Building a low cost liability franchise through various routes and instruments such as term loans, NCDs, CCPS, Co-origination, Co-lending loans, Refinance and to raise capital/ debt.

- Automate all reporting and information.

- Relationships with regulators, credit agencies and other financial institutions.

- Focus on cash flow generation through revenue & customer growth as they are key drivers of building shareholder value.

- Set up unit costs economics for product lines and branch lines for direct and partner revenue lines.

- Ability to conceptualise and operate multiple business models and use business model as a tool to execute strategy.

- Formulate financial targets and budgets which are consistent with "market opportunity" and in accordance with the strategy determined by the Board and the CEO.

- Develop performance measures for each of the key business segments in support of the company's strategic direction and report on performance against targets. Embed financial measurement analytics in all decision making.

- Lead the preparation of annual accounts and other reporting requirements in accordance with the International Financial Reporting and local regulatory standards within the required timescales, including accurate provisioning of tax and other accruals.

- Ensure regulatory requirements of all statutory bodies are met regarding the company's financial affairs, including annual reports across multiple jurisdictions and corporate tax returns.

- Ensure that shareholders' budget and other reporting requirements are met and delivered in a timely manner.

- Provide the CEO, management and the Board with timely advice, including suitable corrective action regarding all financial aspects of the business and its trading.

- Arranging funding (as and when required) through various debt instruments of bank loans, bonds, structured products, suppliers financing, factoring, LC's etc.

- Organized and good at planning and just brilliant in execution.

Qualification, Experience and Expertise :

- Chartered Accountant with 15 yrs + experience with HFCs, NBFCs, Banks, in Finance & Accounts.

- Experienced in working in high revenue growth environment with proven ability to partner with leadership team to deliver revenue growth.

- Big picture thinking and expertise in strategy definition and execution, drafting market opportunity based business plan, shareholder and bank relations, M&A, debt and equity fund raising, debt refinancing, P&L management, reporting, budget & control, treasury, tax, change management, systems development, restructuring and risk management.

- Deep knowledge of Indian accounting and statutory laws.

- Relationships with Credit rating agencies, Lenders, PE funds"