Chief Credit Manager - BFS

Position Title: Chief Manager - Credit

Location: Delhi

Experience: 5-8 Years

Grade : M5

Job Description:

- Managing retail credit proposals for entire area along with team of capable credit managers.

- Ensuring discipline in adherence to processes involved in credit buying

- Delinquency analysis of credit portfolio at different levels by doing Re-Credit of cases disbursed randomly

- Handling business loans, personal loans & car loans underwriting.

- Assisting team HO in review of credit policies along with Internal Control department and ensuring their adherence at ground level.

- Regular visits to different branches to understand the market dynamics of particular location and to review the branch specific and general credit practices

- Meeting different channel partners including dealer principals for understanding developments happening in industry and getting feedbacks with respect to credit processes, service levels and Turn Around Time maintained.

- Formulating and analysing new product and tracking performance

- Controlling the delinquency, taking care of early defaults and pre loss cases

- Handling audit and related issues of branch

- Compilation and submission of relevant reports of branches under purview as asked by HO

Ankita Jhawar
Senior Analyst, Vitasta Consulting Pvt. Ltd.
2225476846