CheQ - Assistant Director - Lead Credit Cards

About CheQ:

Hey Future Teammate! Ready to dive into the fintech revolution with us at CheQ? We're not your typical 9-to-5 crew; we're the dynamic force turning credit management into a fun and rewarding journey. Imagine instant repayments that are not just manageable but downright enjoyable.

Founded by ex-Flipkart executive, Aditya Soni, CheQ has processed over $2 Billion in credit repayments in a short span. Yes, that's buying all IPL teams together! We've built a user base of over a million and raised a whopping $16 M, backed by 3one4 Capital, Venture Highway and marquee angels like Ram Shriram & Dr. Lloyd, Naveen Kukreja of PaisaBazar and Shailaz Nag of Dotpe.

We're on a mission to make credit easy, enjoyable, and filled with awesome rewards. Picture being part of a team that turns the credit maze into an adventure. If you're ready to make credit management a journey worth taking, where work feels like play, hit us up. Let's transform the game together!

What you'll be doing:

We are seeking an experienced and dynamic person to lead the development, launch, and ongoing management of our co-branded credit card in collaboration with an issuer bank. In this role, you will be responsible for launching and managing the credit card and future card portfolio, optimizing product performance, and strengthening relationships with industry players to enhance offerings for our customers. The ideal candidate will have more than 5 years of experience in credit card management, partnerships, or a related field, with a strong understanding of credit card products, customer acquisition strategies, and portfolio management.

We are much more than our job descriptions, but here is where you will begin:

- Product Development and Launch: Partner with a bank to design, develop, and launch a co-branded credit card tailored to our customers' needs. Define product features, rewards, and value propositions that align with our brand.

- Portfolio Management: Oversee the performance of the credit card portfolio, including customer acquisition, retention, usage, and profitability metrics. Develop and execute strategies to drive engagement and optimize portfolio performance. execute strategies to drive engagement and optimize portfolio performance.

- Relationship Management: Build and maintain strong relationships with the issuer bank, payment networks, and other key industry players. Negotiate offers, promotions, and partnerships that enhance the card's value to our customers. and partnerships that enhance the card's value to our customers.

- Market and Competitive Analysis: Monitor industry trends, competitor products, and customer preferences to inform product development and improve the card's competitive position.

- Marketing and Promotion: Work with internal teams to develop marketing strategies and promotional campaigns to drive customer acquisition and engagement. Ensure that card benefits and features are effectively communicated to target audiences.

- Compliance and Risk Management: Ensure that the co-branded credit card program complies with all applicable regulations and risk policies, working closely with compliance, risk, and legal teams.

What you'll need:

Like us, you'll be deeply committed to delivering impactful outcomes for customers.

- Bachelor's degree in Business, Finance, Marketing, or a related field. MBA is a plus.

- Minimum of 5 years of experience in credit card product management, partnerships, or related roles, ideally with experience in co-branded credit card programs.

- Strong negotiation and relationship-building skills, with a proven track record of securing partnerships and managing external stakeholders.

- Ability to analyze data and use insights to drive decision-making and optimize product performance.

- Knowledge of compliance and regulatory requirements related to credit card products.

- Excellent communication and presentation skills.

Why should you join CheQ:

You define your work:

We acknowledge that your work does not define you. It's you who will define your work here. We do not encourage trade-offs between work and life.

Propelled by courage & care:

We dare each other with the art of possible and then watch each other's back delivering the solution with speed, agility, heart and rigor.

Learn with the best:

With a strong leadership team from diverse backgrounds, you can expect to get the best of many worlds.

And much more!

- Industry competitive compensation.

- Work on real problems of India that will create Impact at scale.

- Work with all the jazz and fancy that new and innovative technologies bring.

What you will not get:

Predictability of work:

You will be a spider in the web; we will throw everything at you!

Climbing the slow ladder of Career Growth:

We all love to hop, skip & grow!

Bureaucracy and slow decision making:

What was that again??

Meetings, meetings & only meetings:

We believe in agility, empowerment and get the work done!