We are looking for an experienced credit manager for our Delhi location.
Responsibilities:
- Credit appraisal of loan applications within defined policy guidelines and accordingly recommending them for approval to higher authorities
- Assessing creditworthiness of the potential client by studying financial history basis documents submitted, market information, reference checks etc.
- Underwriting and making proposals of cases with desired level of quality to higher authorities
- Ensuring systematic and timely verification processes; coordinating with verification agencies
- Finalization of terms and conditions of the proposal in consultation with higher authorities
- Timely processing of the proposals to ensure the faster TAT
- Ensuring adherence to the internal credit policy, RBI guidelines and guidelines specific to NBFCs
- Vendor relationship management like FCU and FI agencies.
- Team handling role. Would be handling PAN india files for credit
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