CarDekho - Manager - Banking Operations

Manager - Banking Operations

Key Responsibilities:

Cash Management:

- Oversee daily cash management operations, including managing the company's cash flow, liquidity, and short-term investments.

- Ensure that the company has sufficient liquidity to meet its operational and financial obligations.

- Develop and implement cash management strategies, policies, and procedures to optimize cash utilization.

Banking Relationships:

- Manage and maintain relationships with banks, financial institutions, and other external partners.

- Negotiate banking terms, fees, and services to ensure favorable terms for the company.

- Ensure compliance with covenants and other contractual obligations with financial institutions.

Debt Management:

- Monitor and manage the company's debt portfolio, including forecasting debt service requirements and ensuring timely repayment.

- Evaluate and execute debt financing options, such as loans, lines of credit, and other financing instruments.

- Maintain accurate records of debt agreements and track key terms and conditions.

Risk Management:

- Identify and mitigate financial risks related to interest rates, currency exchange, and liquidity.

- Implement hedging strategies to minimize exposure to financial risks.

- Ensure compliance with internal policies and external regulations related to treasury activities.

Investment Management:

- Develop and manage the company's investment portfolio, focusing on capital preservation, liquidity, and return optimization.

- Monitor investment performance and adjust strategies as needed.

Financial Forecasting and Reporting:

- Prepare and maintain financial forecasts related to cash flow, capital requirements, and liquidity.

- Provide regular reports to senior management on the company's cash position, investments, and financial risks.

- Support the preparation of financial statements and other regulatory reporting requirements.

Compliance and Internal Controls:

- Ensure compliance with all internal policies, procedures, and external regulations related to treasury operations.

- Participate in audits and provide documentation as required.

Strategic Planning:

- Collaborate with senior management to develop and implement long-term financial strategies.

- Provide insights and recommendations on capital structure, funding strategies, and financial risk management.

- Support M&A activities, including due diligence and financing arrangements.

Team Leadership:

- Lead, mentor, and develop the treasury team, fostering a culture of continuous improvement and collaboration.

Qualifications:

- MBA Finance / CA Inter.

- A minimum of 5-7 years of experience in treasury management

- Communication and interpersonal skills with the ability to interact effectively with senior management, external partners, and cross-functional teams.

- Detail-oriented with a high degree of accuracy in financial reporting and forecasting.